{"id":331,"date":"2023-03-30T12:00:34","date_gmt":"2023-03-30T12:00:34","guid":{"rendered":"https:\/\/ebonds.co.za\/?page_id=331"},"modified":"2023-03-30T12:00:44","modified_gmt":"2023-03-30T12:00:44","slug":"deposit-linked-savings","status":"publish","type":"page","link":"https:\/\/ebonds.co.za\/index.php\/deposit-linked-savings\/","title":{"rendered":"Deposit Linked Savings"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"331\" class=\"elementor elementor-331\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d934c91 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d934c91\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-76a5f5e\" data-id=\"76a5f5e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-58b063b elementor-widget elementor-widget-html\" data-id=\"58b063b\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<!-- MAIN CONTENT -->\n\t<div id=\"t3-content\" class=\"t3-content\">\n\t\t\t\t\t<div id=\"system-message-container\">\n\t<\/div>\n\n\t\t\t\t\n\t  <div class=\"qx quix\">\n    <div class=\"qx-inner windows_nt_10_0\">\n                              \n      \n      <div \n  id=\"qx-section-654\" \n  class=\"qx-section \"    >\n\n  \n    <div \n    id=\"qx-row-635\" \n    class=\"qx-row \"    >\n\n    <div id=\"qx-column-634\" class=\"qx-column  qx-col-lg-12 qx-col-md-12 qx-col-sm-12 qx-col-xs-12\" >\n  <div id=\"qx-custom-html-557\" class=\"qx-element qx-element-custom-html \" >\n  <script type=\"text\/javascript\">\n\n        function Calculate() {\n\n            PurchasePrice = document.getElementById('inPurchasePrice');\n            IntRate = document.getElementById('inRate');\n            Term = document.getElementById('inTerm');\n            Deposit = document.getElementById('inDeposit');\n\n            NoDepHeadMsg = document.getElementById('lblNoDepHead');\n            BasicRepayMsg = document.getElementById('lblBasicRepay');\n            BasicRepayVal = document.getElementById('inBasicRepay');\n            TotIntMsg = document.getElementById('lblTotInt');\n            TotIntVal = document.getElementById('inTotInt');\n            DepHeadMsg = document.getElementById('lblDepHead');\n            DepositAmtMsg = document.getElementById('lblDepAmt');\n            DepositAmtVal = document.getElementById('inDepAmt');\n            BasicRepayDepMsg = document.getElementById('lblBasicRepayDep');\n            BasicRepayDepVal = document.getElementById('inBasicRepayDep');\n            TotIntDepMsg = document.getElementById('lblTotIntDep');\n            TotIntDepVal = document.getElementById('inTotIntDep');\n            SavingHead = document.getElementById('lblSavingHead');\n            RepaySaveMsg = document.getElementById('lblRepaySave');\n            RepaySaveVal = document.getElementById('inRepaySave');\n            IntSaveMsg = document.getElementById('lblIntSave');\n            IntSaveVal = document.getElementById('inIntSave');\n\n            NoDepHeadMsg.style.display = \"block\";\n            BasicRepayMsg.style.display = \"block\";\n            BasicRepayVal.style.display = \"block\";\n            TotIntMsg.style.display = \"block\";\n            TotIntVal.style.display = \"block\";\n            DepHeadMsg.style.display = \"block\";\n            DepositAmtMsg.style.display = \"block\";\n            DepositAmtVal.style.display = \"block\";\n            BasicRepayDepMsg.style.display = \"block\";\n            BasicRepayDepVal.style.display = \"block\";\n            TotIntDepMsg.style.display = \"block\";\n            TotIntDepVal.style.display = \"block\";\n            SavingHead.style.display = \"block\";\n            RepaySaveMsg.style.display = \"block\";\n            RepaySaveVal.style.display = \"block\";\n            IntSaveMsg.style.display = \"block\";\n            IntSaveVal.style.display = \"block\";\n\n            P = Number(PurchasePrice.value);\n            I = Number(IntRate.value);\n            D = Number(Deposit.value);\n            DAmt = P * D \/ 100\n            NewP = P - DAmt;\n            J = I \/ (12 * 100);\n            N = Number(Term.value) * 12;\n            M = P * (J \/ (1 - Math.pow((1 + J), -N)));          \/\/Monthly Payment\n            NewM = NewP * (J \/ (1 - Math.pow((1 + J), -N)));    \/\/New Monthly Payment\n            K = (M * N) - P;                                    \/\/Total Interest\n            NewK = (NewM * N) - NewP;                           \/\/New Total Interest\n            TotI = K - NewK;                                    \/\/Interest Saved\n            TotS = M - NewM;                                    \/\/Monthly Repayment Saved\n\n            BasicRepayVal.value = 'R ' + addCommas(M.toFixed(2));\n            TotIntVal.value = 'R ' + addCommas(K.toFixed(2));\n            DepositAmtVal.value = 'R ' + addCommas(DAmt.toFixed(2));\n            BasicRepayDepVal.value = 'R ' + addCommas(NewM.toFixed(2));\n            TotIntDepVal.value = 'R ' + addCommas(NewK.toFixed(2));\n            RepaySaveVal.value = 'R ' + addCommas(TotS.toFixed(2));\n            IntSaveVal.value = 'R ' + addCommas(TotI.toFixed(2));\n        }\n\n        function addCommas(nStr) {\n            nStr += '';\n            x = nStr.split('.');\n            x1 = x[0];\n            x2 = x.length > 1 ? '.' + x[1] : '';\n            var rgx = \/(\\d+)(\\d{3})\/;\n            while (rgx.test(x1)) {\n                x1 = x1.replace(rgx, '$1' + ',' + '$2');\n            }\n            return x1 + x2;\n        }\n\n    <\/script>\n<\/head>\n<body>\n\n      <div class=\"container\">\n        <div class=\"row\">\n\n            <!--Content Right Starts Here-->\n            <div class=\"col-sm-12\">\n                <h2 class=\"head-color\">Deposit Linked Savings<\/h2>\n                <p>\n                    Find out how much you can save by having a deposit when purchasing a property.\n                <\/p>\n                <form class=\"form-horizontal\" role=\"form\">\n                    <div class=\"form-group\">\n                        <label class=\"control-label col-sm-5\" for=\"inPurchasePrice\">Property Purchase Price:<\/label>\n                        <div class=\"col-sm-7\">\n                            <input type=\"number\" class=\"form-control\" id=\"inPurchasePrice\" placeholder=\"Enter Purchace Price\" \/>\n                        <\/div>\n                    <\/div>\n                    <div class=\"form-group\">\n                        <label class=\"control-label col-sm-5\" for=\"inTerm\">Loan Term (years):<\/label>\n                        <div class=\"col-sm-7\">\n                            <input type=\"number\" class=\"form-control\" id=\"inTerm\" placeholder=\"Enter Nett Income\" value=\"20\" \/>\n                        <\/div>\n                    <\/div>\n                    <div class=\"form-group\">\n                        <label class=\"control-label col-sm-5\" for=\"inRate\">Interest Rate (%):<\/label>\n                        <div class=\"col-sm-7\">\n                            <input type=\"number\" runat=\"server\" class=\"form-control\" id=\"inRate\" placeholder=\"Enter Interest rate\" \/>\n                        <\/div>\n                    <\/div>\n                    <div class=\"form-group\">\n                        <label class=\"control-label col-sm-5\" for=\"inDeposit\">Percentage Deposit:<\/label>\n                        <div class=\"col-sm-7\">\n                            <input type=\"number\" runat=\"server\" class=\"form-control\" id=\"inDeposit\" placeholder=\"Enter Deposit Percentage\" \/>\n                        <\/div>\n                    <\/div>\n                    <div class=\"form-group\">\n                        <div class=\"col-sm-offset-5 col-sm-7\">\n                            <button type=\"button\" class=\"btn btn-default\" onclick=\"Calculate()\">Submit<\/button>\n                        <\/div>\n                    <\/div>\n                    <div class=\"form-group\">\n                        <label class=\"control-label col-sm-12\" id=\"lblNoDepHead\" style=\"display:none; text-align:left; font-size:larger\">Repayments with no Deposit<\/label>\n                    <\/div>\n                    <div class=\"form-group\">\n                        <label class=\"control-label col-sm-5\" for=\"inBasicRepay\" id=\"lblBasicRepay\" style=\"display:none\">Basic monthly repayment:<\/label>\n                        <div class=\"col-sm-7\">\n                            <input type=\"text\" class=\"form-control\" id=\"inBasicRepay\" disabled=\"disabled\" style=\"display:none\" \/>\n                        <\/div>\n                    <\/div>\n                    <div class=\"form-group\">\n                        <label class=\"control-label col-sm-5\" for=\"inTotInt\" id=\"lblTotInt\" style=\"display:none\">Total interest paid:<\/label>\n                        <div class=\"col-sm-7\">\n                            <input type=\"text\" class=\"form-control\" id=\"inTotInt\" disabled=\"disabled\" style=\"display:none;\" \/>\n                        <\/div>\n                    <\/div>\n                    <div class=\"form-group\">\n                        <label class=\"control-label col-sm-12\" id=\"lblDepHead\" style=\"display:none; text-align:left; font-size:larger\">Repayments with % Deposit as entered above<\/label>\n                    <\/div>\n                    <div class=\"form-group\">\n                        <label class=\"control-label col-sm-5\" for=\"inDepAmt\" id=\"lblDepAmt\" style=\"display:none\">Deposit amount:<\/label>\n                        <div class=\"col-sm-7\">\n                            <input type=\"text\" class=\"form-control\" id=\"inDepAmt\" disabled=\"disabled\" style=\"display:none\" \/>\n                        <\/div>\n                    <\/div>\n                    <div class=\"form-group\">\n                        <label class=\"control-label col-sm-5\" for=\"inBasicRepayDep\" id=\"lblBasicRepayDep\" style=\"display:none\">Basic monthly repayment:<\/label>\n                        <div class=\"col-sm-7\">\n                            <input type=\"text\" class=\"form-control\" id=\"inBasicRepayDep\" disabled=\"disabled\" style=\"display:none\" \/>\n                        <\/div>\n                    <\/div>\n                    <div class=\"form-group\">\n                        <label class=\"control-label col-sm-5\" for=\"inTotIntDep\" id=\"lblTotIntDep\" style=\"display:none\">Total interest paid:<\/label>\n                        <div class=\"col-sm-7\">\n                            <input type=\"text\" class=\"form-control\" id=\"inTotIntDep\" disabled=\"disabled\" style=\"display:none;\" \/>\n                        <\/div>\n                    <\/div>\n\n                    <div class=\"form-group\">\n                        <label class=\"control-label col-sm-12\" id=\"lblSavingHead\" style=\"display:none; text-align:left; font-size:larger\">Savings<\/label>\n                    <\/div>\n                    <div class=\"form-group\">\n                        <label class=\"control-label col-sm-5\" for=\"inRepaySave\" id=\"lblRepaySave\" style=\"display:none\">Saving on monthly repayment:<\/label>\n                        <div class=\"col-sm-7\">\n                            <input type=\"text\" class=\"form-control\" id=\"inRepaySave\" disabled=\"disabled\" style=\"display:none;\" \/>\n                        <\/div>\n                    <\/div>\n                    <div class=\"form-group\">\n                        <label class=\"control-label col-sm-5\" for=\"inIntSave\" id=\"lblIntSave\" style=\"display:none\">Saving on Interest over loan term:<\/label>\n                        <div class=\"col-sm-7\">\n                            <input type=\"text\" class=\"form-control\" id=\"inIntSave\" disabled=\"disabled\" style=\"display:none\" \/>\n                        <\/div>\n                    <\/div>\n\n                <\/form>\n               \n         <\/div>\n    <\/div>\n          <\/div>\n\n<\/body>\n<\/html>\n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Deposit Linked Savings Find out how much you can save by having a deposit when purchasing a property. Property Purchase Price: Loan Term (years): Interest Rate (%): Percentage Deposit: Submit Repayments with no Deposit Basic monthly repayment: Total interest paid: Repayments with % Deposit as entered above Deposit amount: Basic monthly repayment: Total interest paid: &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/ebonds.co.za\/index.php\/deposit-linked-savings\/\"> <span class=\"screen-reader-text\">Deposit Linked Savings<\/span> Read More \u00bb<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","footnotes":""},"class_list":["post-331","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ebonds.co.za\/index.php\/wp-json\/wp\/v2\/pages\/331","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ebonds.co.za\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ebonds.co.za\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ebonds.co.za\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ebonds.co.za\/index.php\/wp-json\/wp\/v2\/comments?post=331"}],"version-history":[{"count":4,"href":"https:\/\/ebonds.co.za\/index.php\/wp-json\/wp\/v2\/pages\/331\/revisions"}],"predecessor-version":[{"id":335,"href":"https:\/\/ebonds.co.za\/index.php\/wp-json\/wp\/v2\/pages\/331\/revisions\/335"}],"wp:attachment":[{"href":"https:\/\/ebonds.co.za\/index.php\/wp-json\/wp\/v2\/media?parent=331"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}